- February 6, 2026
- 9:51 pm
- Israel
Financial issues in Israel are rarely simple — especially for repatriates, self-employed individuals, families with non-standard income, or people with problematic credit histories. The banking system is strictly formalized, automated, and leaves almost no room for dialogue. As a result, even those who formally “did everything right” may receive a refusal.
This is where the need arises not for another “promise of approval,” but for professional support — analyzing the situation, preparing a case, and choosing a real solution. This principle is the foundation of GBT Global — a consulting company operating throughout Israel and based in Ramat Gan.
Who GBT Global is and how their work is organized
GBT Global is not a bank or a credit organization. The company does not issue money directly and does not replace financial institutions. Its task is to support the client at all stages of obtaining a loan, car loan, or financial solution in a difficult situation.
This involves practical work with documents, BDI, income structure, application errors, and communication with banks and non-bank structures. This approach is especially in demand in Israel, where decisions are increasingly made by algorithms rather than people.
The company operates throughout the country — from north to south — and focuses on real cases rather than universal templates.
Geography of work: where support is available
GBT Global operates throughout Israel, focusing on key regions and cities:
Northern Israel
Haifa, Kiryat, Acre, Nahariya, Safed, Tiberias.
Here, families with combined income, self-employed individuals, industrial and service sector workers often seek assistance.
Central Israel
Ramat Gan (main office), Tel Aviv, Givatayim, Holon, Bat Yam, Petah Tikva, Rishon LeZion.
This is the busiest segment — mortgage issues, car loans, refinancing, and complex BDI.
Jerusalem and surroundings
Specific income structure, a large number of self-employed individuals, and families with non-standard financial models.
Southern Israel
Be’er Sheva, Ashdod, Ashkelon, Netivot, Ofakim.
Here, issues of debt consolidation, loans upon refusals, and financial stabilization arise more frequently.
Main services of GBT Global
Support in obtaining a loan in Israel
The most common situation is a bank refusal without a clear explanation of the reasons. In practice, this may be related to BDI, income structure, employment gaps, or application errors.
GBT Global starts work with an analysis:
what exactly the bank sees, which parameters cause refusal, and what options truly exist. After this, a strategy is formed — from re-submission to alternative financial solutions.
Car loans: when standard schemes do not work
A car loan in Israel often seems like a simple product, but in reality, banks are particularly strict about income stability and credit history.
The company supports clients in cases of:
— refusals in car loans,
— inflated interest rates,
— discrepancies between conditions and client expectations.
The task is not to “push through” a decision, but to find a correct and safe model.
Working with BDI and credit history
BDI is one of the key factors in the Israeli financial system. Errors, old debts, technical inaccuracies, or incorrect records can block access to loans for years.
GBT Global helps:
— understand what is reflected in BDI,
— identify which records can be corrected,
— develop a plan to restore the credit profile.
Important: this is not about quick promises, but a consistent work with the system.
Debt consolidation and refinancing
Multiple loans, overdrafts, credit cards with high interest rates — a typical situation for many families.
In such cases, the company helps assess the possibility of consolidating obligations into a more manageable model and reducing the financial burden without risking worsening the situation.
Support in complex legal-financial cases
This refers to situations on the verge of bankruptcy, sharp income decline, or the need for financial restructuring.
GBT Global does not replace lawyers but works in conjunction with specialized professionals, helping the client understand the real options and consequences of each step.
How the support process is organized
The work begins not with the submission of an application, but with a conversation. Situation analysis, data collection, checking the logic of refusal — all this happens before active actions are taken.
Then a route is formed:
what to do, where to apply, what documents to prepare, and what expectations are realistic.
Payment for services is discussed transparently and made after the result, within agreed conditions — this is a fundamental position of the company.
Why this format is increasingly needed in Israel
The Israeli banking system is increasingly moving away from the “individual approach” mode. Algorithms, scoring, automatic filters — all this reduces the likelihood of dialogue but increases the importance of preparation.
This is why consulting support is becoming a separate market segment — not as an alternative to banks, but as a way to correctly interact with the system.
In this context, media presence, transparency, and explanation of process logic are important — aspects often emphasized in analytical materials published on resources like NAnews — Israel News | Nikk.Agency, where financial topics are increasingly considered from a practical perspective.
For whom GBT Global services are suitable, and for whom they are not
The company honestly outlines the boundaries of its work. It makes sense to contact them if:
— there were refusals and unclear reasons,
— there are problems with BDI,
— income is non-standard,
— a strategy is needed, not promises.
At the same time, GBT Global does not take on obviously unsolvable cases and does not sell illusions of quick approval.
Where to find details and how to contact
Official company website:
https://gbt.nikk.co.il/
There you will find up-to-date information about services, work format, and ways to contact. The company operates throughout Israel, with an office base in Ramat Gan and remote support for clients in other regions.
